Leasehold loans and lending
We are specialists in helping clients buy or refinance leasehold businesses such as Pubs, Restaurants, Newsagents, Off-licences, Supermarkets etc and grant tailored loans from £50,000 (£50k) up to £500,000 (£500k) to suit each individual case.
The leasehold retail business sector is an untapped market with few lenders venturing into this arena, yet there are over ten million business in the UK and most will require some form of funding facility during any trading year.
Our four major sectors are:
Retail
General stores, newsagents, off licences, post office stores, DIY sthops, dry cleaners
Catering
Pizza / Pasta / Kebab / Indian / Thai / Chinese / Fish & Chip shops
Cafes / Snack Bars / Hamburger bars / Fast Food outlets
Licensed
Pubs, Inns / Taverns, Wine Bars, Brasseries, Bistros / Bars, Restaurants
Further information on the licensing trade visit The Publican website.
Miscellaneous
All Garages, Sports Goods Shops, Health / Fitness Clubs, Hotels / Guest Houses
Care / Nursing Homes, Children's Nurseries
Basic Leasehold Purchase
Maximum loan considered on any case is £100,000 or 50% of purchase price or valuation, whichever is the lesser. The facility will be repayable over half the unexpired term of the lease or maximum of 60 months.
Leasehold purchase with security
Maximum loan considered on any case is £500,000 or 100% of purchase price or valuation whichever is the lesser. The facilility will be repayable over a maximum of 120 months, even on short leases, provided suitable additional freehold security is offered in the transaction. We can offer our unique reduced-payment plan in such cases.
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